An HSA is individually owned. But having family coverage under a qualifying high deductible health plan allows you to use HSA funds towards qualifying medical expenses for your family.
What's a family card?
A family card is a card you can issue to an eligible family member. With this card, they can pay for qualified medical expenses with the funds from your HSA account.
Who's eligible for a family card?
The following persons are eligible for a Family Card:
Your spouse
All dependents you claim on your tax return
For further details, please visit the IRS website.
Issuing a family card.
Visit Issuing a Family Card for step-by-step instructions.