You might want to contribute tax-free funds to your HSA. Or, you might have withdrawn funds for an unqualified expense and now want to make a correction. Either way, you need to make a deposit. Here's how!
How to make a deposit
Select Deposit.
Select a deposit method:
Bank Transfer
Paycheck Contributions
Follow each method's steps.
Bank transfer method
If you haven't linked a bank account, you'll need to link one first. Learn more about that process here.
Bank transfer categories
When depositing via bank transfer, you'll need to select a category for the transaction based on the type of deposit.
Deposit Category | What's It For? |
New Contribution | You want to deposit funds into your HSA. |
Reimbursement Correction | You previously made a withdrawal for an unqualified expense, and now want to make a correction. |
Rollover from Existing HSA | You have an HSA from another provider, and you want to "roll over" its funds. |
Three business days
The transferred amount can take up to three business days to arrive in your account.
Paycheck contributions method
Additional Tax Savings
HSA paycheck contributions are exempt from Medicare and Social Security taxes. That means you'll save an additional 7.65% on HSA funds contributed via paycheck. Plus, you'll save some time as paycheck contributions are automatic.
To facilitate setting up your paycheck contributions, we've created a form letter for you to share with your employer. Just select Preview Letter, review the letter information for accuracy, and then download it to share directly with your employer.
Mailing deposits
If you prefer making a deposit using snail mail, check deposits can be mailed using the following address:
Trustee Operations
25 Air Park Drive, Suite 100
London, KY 40744
Include your account # in the memo field.
Troubleshooting deposits
Contact your previous HSA provider, bank, or HR/Payroll administrator and request your ACH trace number. We can use this information to help track down your deposit.